About Proteger

Our Values

We care about our staff and our clients. Our relationships are based on trust & integrity. Our clients feel safe and supported, knowing that we offer genuine advice, with best interests at heart.

Our Mission

We provide innovative financial solutions because we recognise and respect that every circumstance is unique. We use our knowledge and our network to help our clients achieve financial prosperity.

Our vision

Proteger are leading Business Loan and Mortgage Brokers of choice. We build long-term financial partnerships with individuals and businesses, in order to improve financial health and well-being.


Expert Finance Brokers

Genuine Guidance with Your Best Interests at Heart

Proteger Financial Solutions was established in 2013 to offer a highly personalised finance broking experience for our clients.

Proteger literally means “Protect and Support” and this is a philosophy that we take very seriously. We offer tailored finance solutions to help you achieve your personal and business financial goals.

We started from nothing and have built the business to now having clients all across Australia. We’ve been able to establish long-term relationships with our clients and this is evidenced through many referrals to our clients’ friends and family.

We pride ourselves on having a wide lender panel and we spend a lot of time getting to understand the different niches that our lenders occupy. We have done the research on your behalf.

qualified doctors

Meet our team of experts

Rob Haynes

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Rob Haynes


I have in excess of 20-years’ experience providing funding solutions, strategic advice and risk management solutions for a wide range of individuals and businesses.

I am married and have two adult children and in my spare time, you will find me trying to stay fit or away in my caravan whenever I get the opportunity.

Whilst I have had previous Senior Leadership roles, I left my previous corporate roles because I was too far removed from my customer, and I really enjoy being able to directly help my clients.

Since establishing Proteger Financial Solutions with Alf, I have been privileged to work with many clients to help them improve their finance position through improving their loans.

I also hold several qualifications which help me to help my clients:


Niranjan (Alf) Kandiah

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Niranjan (Alf) Kandiah


After a 20-year career in commercial and corporate banking, I had a desire to deliver a service that was based on real relationships, genuine guidance with access to a broad range of solutions and getting our clients the results they are after. This remains the biggest buzz for me personally – having a client who feels empowered and valued.



My background educationally includes a Bachelor of Economics and a Postgraduate Diploma in Finance as well as a variety of lending courses that one tends to pick up when working in banking and finance.



My spare time these days is spent learning to communicate in grunting with my teenagers and daily debates with a very energetic dog as to how long his walk should be (he gets two a day)! Whenever time presents, getaways with my partner and visits to new restaurants are always looked forward to.