Business Debt Advisory

Do you feel like you are stuck with the wrong loan?
Do you feel like you are working for the bank, spending all of your time to manage their loan conditions?
Maybe you have not been able to access finance?

We have observed many instances where businesses could not access finance for worthwhile transactions. We have also seen many businesses that had inappropriate finance structures that created risk for the business and directors.

We are engaged to act on behalf of business. Our experience and connections mean that our clients have access to the most competitive pricing, terms/ conditions and finance structures.

Assistance with Bank Relationships

Sometimes business and banks seem to speak different languages.

If you have ever watched Shark Tank, you would have seen instances where the entrepreneur has a great product/ service or concept, only to be turned down by the sharks. Obtaining finance is similar.

Get In Touch:

There are a variety of reasons why businesses are not able to source finance, or end up with inappropriate conditions, some of which include:

Relationships with the wrong bank or the wrong person/ department of the bank.
The bank does not understand the cash flow of the business. This can be because the banker does not have the skills to interpret the information that is provided, or because the business is not providing information in the ‘correct format’ to the bank.
The business does not meet the bank’s requirements and is not aware of other options that are available.
We understand the language of business and we can translate it into the banks language and vice versa.

Financial Risk Management

Successful business management is the process of understanding risks and minimising them wherever possible.

We can help you manage your interest rate, or foreign exchange exposures to protect your profit margins.

It’s all about helping you to sleep at night.

Some of our services include:

Review of your existing bank relationships - is the relationship suitable now and in the future?
Review of finance structures
Review of your pricing and terms - businesses change, have your bank facilties changed in response?
Restructure of finance
Assistance with annual reviews
Competitive tenders
Assistance with difficult bank relationships

Why Choose Proteger Financial Solutions?

Navigating the intricacies of business property loans can be a daunting task. That’s where Proteger Financial Solutions steps in to make the process seamless and advantageous for you. Here’s why choosing a finance broker can be a game-changer:

Expert Guidance

Our experienced finance brokers possess in-depth knowledge of the Australian property market and lending landscape. Benefit from their insights to make informed decisions that align with your business objectives.

Multiple Lenders

Proteger Financial Solutions collaborates with a diverse network of lenders, giving you access to a multitude of loan options. We negotiate on your behalf to secure competitive rates and terms that suit your financial capacity.

Time & Cost Efficiency

Save valuable time and resources by letting us handle the intricacies of the loan application process. Our streamlined approach ensures a faster and more efficient journey from application to approval.

Tailored Solutions

Unlike generic loan options, our finance brokers work closely with you to understand your business's unique needs. The result? Tailored financial solutions that set the stage for your business success.

Require a business loan?
speak to the professionals.

Debt Advisory

Equipment Loans

Business Loans Online

Business Loans

Business Property

     Excellent  
     Based on 46 reviews 
    
 
 
   
 
 
        
   shailesh V 
 28. November, 2023
 
 
  Alf and team have been very easy to deal with. They are knowledgeable with providing their services as well as guidance on what needed to be done next… we could have not asked for any better after we found Proteger Financial Solutions. Alf and team made sure we got the best rates in this ever-rising interest rate market. We can only praise their performance and the continued communication even on their time off while we had tight deadlines. They definitely know what they are doing and I would not hesitate recommending them to anyone. Thank you very much Proteger!
  
 
       
   rasik pindoria 
 4. November, 2023
 
 
  Great work by Alf and team. Proactive, knows the timeframes and deadlines to meet. Despite other unprecedented challenges we had that kept pushing finance further, Alf guided us through the journey. Alf recommended and advised us on the best options available in the market. Flexible to meet client pre/post work hours. Highly recommended.
  
 
       
   Brett Thompson 
 1. November, 2023
 
 
  Alf Kandiah, from Proteger Financial Solutions, conducted a full review of our corporate finance facilities in order to secure better facilities and terms for our business.  I was super impressed with Alf's network of contacts within the banking sector, which made it possible to deal with the right people and get better terms and rates than I would've expected.  Alf was relentless in squeezing the banks for the very best terms, so much so that he exceeded our expectations when it came to interest rates on our borrowings.  Alf was very easy to deal with and always responded very quickly.  I cannot recommend Alf and Proteger highly enough.
  
 
       
   Anu Kadurugamuwa 
 6. October, 2023
 
 
  Proteger Financial Solutions helped us purchase our home. Throughout the process, they were professional, engaged and committed to delivering the best solution to fit our needs. Niranjan, who handled our application, went above and beyond to guide us through the process, and his expertise, approachability and professionalism made things stress-free. Our thanks to Niranjan and the team!
  
 
       
   Suneel Vaghjiani 
 7. August, 2023
 
 
  Helpful advise from the team(Alf). Great communication and assisted through settlement. Highly recommend Proteger Financial Solutions to family and friends.
  
 
       
   Ashlei Otway 
 22. June, 2023
 
 
  Right when I had given up on getting into a home that was right for us, Rob was recommended to us and then the perfect property fell into our lap. It wasn't an easy process from beginning to end but Rob and his team took away the stress and worked through every road block we encountered with incredible patience and efficiency. I would not hesitate to recommend Rob and the team to help you with all your finance needs. Thank you very much once again, we will be forever grateful. Matt & Ash
  
 
       
   Korri Edwards 
 21. June, 2023
 
 
  Polite and efficient, and able to overcome the hurdles that presented themselves at settlement.  Thanks Rob:-)
  
 
       
   Justin Ward-Dickson 
 19. June, 2023
 
 
  Alf made a daunting task an easy and pleasant experience.
He took out all the stress normally associated with obtaining finance and walked  us through every step, in fact he did most of the work for us.
I have no hesitation recommending Proteger for all of your finance needs .
  
 
       
   Bhavesh Panchani 
 8. June, 2023
 
 
  Excellent and very professional service by the Proteger Financial Team. Alf Kadaai was brilliant and did an outstanding job with recommending options, following up on my documents and advicing me to choose the best solutions at every stage of purchasing in such a difficult time in the market at the moment. I would like to Thank you and your team for the wonderful professional service you have provided!🙏🙏
  
 
       
   Chris Williams 
 7. May, 2023
 
 
  I recently had Niranjan Kandiah assist with some bridging finance for my downsizing grandparents. I could not have asked for better service. Niranjan promptly found a suitable lender and was willing to put himself out to ensure that a loan with some unorthodox features was arranged and settled within a tight timeframe. I would readily recommend to anyone needing assistance in this space.