Business Loans Online
Get The Money You Need To Run Your Business
Get matched with the right lender for quick access to up to $500k.
We understand that running a business is never a smooth process and sometimes cash flow issues can leave your business in an awkward position, especially when you need to purchase equipment or pay for operational expenses to achieve project deadlines.
Our Business Loans Online option solves this problem by connecting you with the right lender for an instant loan of up to $500k to keep your business operations running smoothly.
Instant Results
See how much you can borrow and with which lender, instantly
Up to $500k
For business loans, you could qualify to borrow up to $500,000
150+ Products
We offer over 150 products from more than 39 different lenders
Apply Now and See How Much You Can Borrow
This process is totally free and will not affect your credit rating.
The idea of being rejected for a loan and having it impact your credit rating is just another factor business owners stress over. With our Business Loans Online option, there’s no need to worry about your credit score being affected, no matter the outcome.
Who Is Eligible?
The minimum eligibility requirements for small business loans include:
- Australian citizenship or permanent residency
- An active ABN or ACN
- At least six to 12 months of trading history
- Minimum $10,000 monthly revenue
- The ability to provide financials or bank statements
How To Apply
Here’s what most lenders will assess or may ask when you’re applying for a business loan.
Lenders will want to assess your cashflow and ability to repay the loan in full. You (and any directors or partners) will need to provide financial documents and other paperwork, including:
- Bank statements for the business from the last six to 12 months
- Business registration and tax information (e.g. BAS statements, tax returns)
- Identification documents
If you require more than $150,000, you’ll need to also provide:
- Profit and loss (P&L) statements (prepared by an accountant)
- Business balance sheets
- A business plan outlining how the funds will be spent
Lenders will also look at your business trading history and experience to ascertain the viability of your business and its future performance. They’ll want to see:
- Proof that you’ve been operating for the lender’s minimum required period
- How your business is structured (e.g. company, partnership, joint venture, sole trader)
- The location of your business
- The industry your business operates in
If you have to provide collateral for the loan like property, land, vehicles or other assets, you’ll need to show proof of ownership. You will be asked to provide:
- Proof of ownership of your home or asset(s)
- Value assessments and documentation of assets
Your assets will be recorded in the Personal Property Securities Register (PPSR), which is the database of security interests of personal property in Australia.
Lenders will want details on how you plan to spend your borrowed funds, when you can start making repayments on the loan and the duration of the loan term. They may ask for:
- A business plan
- Financial projections for the business if approved for finance
Lenders will also take into account the industry your business operates in when assessing your eligibility for finance. You can also get a business loan if you’re a sole trader or self-employed individual. It’s best to speak with a business loans broker if you have more eligibility questions as a broker will have access to many different types of lenders.
Why Choose Proteger Financial Solutions?
Our experienced team can guide you through the process of applying for an online loan & ensure you get the money you need to keep you business running.
Expert Guidance
Our team of financial experts understands the nuances of the Australian market and can guide you to the most suitable financing option for your business.
Multiple Lenders
As a well-established finance broker, we have access to a vast network of lenders, allowing us to negotiate competitive rates and terms on your behalf.
Time & Cost Efficiency
Dealing directly with banks and financial institutions can be time-consuming. With Proteger Financial Solutions, you have a dedicated finance broker streamlining the process, saving you valuable time and effort.
Tailored Solutions
We believe in a one-size-does-not-fit-all approach. Our solutions are tailored to your specific needs, ensuring a personalised and effective financing strategy.
Require a business loan?
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