Business Loans Online 

Get The Money You Need To Run Your Business

Get matched with the right lender for quick access to up to $500k. 

We understand that running a business is never a smooth process and sometimes cash flow issues can leave your business in an awkward position, especially when you need to purchase equipment or pay for operational expenses to achieve project deadlines. 

Our Business Loans Online option solves this problem by connecting you with the right lender for an instant loan of up to $500k to keep your business operations running smoothly. 

Instant Results

See how much you can borrow and with which lender, instantly

Up to $500k

For business loans, you could qualify to borrow up to $500,000

150+ Products

We offer over 150 products from more than 39 different lenders

Apply Now and See How Much You Can Borrow

This process is totally free and will not affect your credit rating. 

The idea of being rejected for a loan and having it impact your credit rating is just another factor business owners stress over. With our Business Loans Online option, there’s no need to worry about your credit score being affected, no matter the outcome. 

eligible

Who Is Eligible? 

The minimum eligibility requirements for small business loans include:

How To Apply

Here’s what most lenders will assess or may ask when you’re applying for a business loan.

Lenders will want to assess your cashflow and ability to repay the loan in full. You (and any directors or partners) will need to provide financial documents and other paperwork, including: 

  • Bank statements for the business from the last six to 12 months
  • Business registration and tax information (e.g. BAS statements, tax returns)
  • Identification documents

If you require more than $150,000, you’ll need to also provide: 

  • Profit and loss (P&L) statements (prepared by an accountant)
  • Business balance sheets
  • A business plan outlining how the funds will be spent

Lenders will also look at your business trading history and experience to ascertain the viability of your business and its future performance. They’ll want to see:  

  • Proof that you’ve been operating for the lender’s minimum required period
  • How your business is structured (e.g. company, partnership, joint venture, sole trader)
  • The location of your business
  • The industry your business operates in

If you have to provide collateral for the loan like property, land, vehicles or other assets, you’ll need to show proof of ownership. You will be asked to provide:  

  • Proof of ownership of your home or asset(s)
  • Value assessments and documentation of assets

 Your assets will be recorded in the Personal Property Securities Register (PPSR), which is the database of security interests of personal property in Australia.   

Lenders will want details on how you plan to spend your borrowed funds, when you can start making repayments on the loan and the duration of the loan term. They may ask for:  

  • A business plan
  • Financial projections for the business if approved for finance 

Lenders will also take into account the industry your business operates in when assessing your eligibility for finance. You can also get a business loan if you’re a sole trader or self-employed individual. It’s best to speak with a business loans broker if you have more eligibility questions as a broker will have access to many different types of lenders. 

Why Choose Proteger Financial Solutions?

Our experienced team can guide you through the process of applying for an online loan & ensure you get the money you need to keep you business running.

Expert Guidance

Our team of financial experts understands the nuances of the Australian market and can guide you to the most suitable financing option for your business.

Multiple Lenders

As a well-established finance broker, we have access to a vast network of lenders, allowing us to negotiate competitive rates and terms on your behalf.

Time & Cost Efficiency

Dealing directly with banks and financial institutions can be time-consuming. With Proteger Financial Solutions, you have a dedicated finance broker streamlining the process, saving you valuable time and effort.

Tailored Solutions

We believe in a one-size-does-not-fit-all approach. Our solutions are tailored to your specific needs, ensuring a personalised and effective financing strategy.

Require a business loan?
speak to the professionals.

shailesh V
shailesh V
28. November, 2023
Alf and team have been very easy to deal with. They are knowledgeable with providing their services as well as guidance on what needed to be done next… we could have not asked for any better after we found Proteger Financial Solutions. Alf and team made sure we got the best rates in this ever-rising interest rate market. We can only praise their performance and the continued communication even on their time off while we had tight deadlines. They definitely know what they are doing and I would not hesitate recommending them to anyone. Thank you very much Proteger!
rasik pindoria
rasik pindoria
4. November, 2023
Great work by Alf and team. Proactive, knows the timeframes and deadlines to meet. Despite other unprecedented challenges we had that kept pushing finance further, Alf guided us through the journey. Alf recommended and advised us on the best options available in the market. Flexible to meet client pre/post work hours. Highly recommended.
Brett Thompson
Brett Thompson
1. November, 2023
Alf Kandiah, from Proteger Financial Solutions, conducted a full review of our corporate finance facilities in order to secure better facilities and terms for our business. I was super impressed with Alf's network of contacts within the banking sector, which made it possible to deal with the right people and get better terms and rates than I would've expected. Alf was relentless in squeezing the banks for the very best terms, so much so that he exceeded our expectations when it came to interest rates on our borrowings. Alf was very easy to deal with and always responded very quickly. I cannot recommend Alf and Proteger highly enough.
Anu Kadurugamuwa
Anu Kadurugamuwa
6. October, 2023
Proteger Financial Solutions helped us purchase our home. Throughout the process, they were professional, engaged and committed to delivering the best solution to fit our needs. Niranjan, who handled our application, went above and beyond to guide us through the process, and his expertise, approachability and professionalism made things stress-free. Our thanks to Niranjan and the team!
Suneel Vaghjiani
Suneel Vaghjiani
7. August, 2023
Helpful advise from the team(Alf). Great communication and assisted through settlement. Highly recommend Proteger Financial Solutions to family and friends.
Ashlei Otway
Ashlei Otway
22. June, 2023
Right when I had given up on getting into a home that was right for us, Rob was recommended to us and then the perfect property fell into our lap. It wasn't an easy process from beginning to end but Rob and his team took away the stress and worked through every road block we encountered with incredible patience and efficiency. I would not hesitate to recommend Rob and the team to help you with all your finance needs. Thank you very much once again, we will be forever grateful. Matt & Ash
Korri Edwards
Korri Edwards
21. June, 2023
Polite and efficient, and able to overcome the hurdles that presented themselves at settlement. Thanks Rob:-)
Justin Ward-Dickson
Justin Ward-Dickson
19. June, 2023
Alf made a daunting task an easy and pleasant experience. He took out all the stress normally associated with obtaining finance and walked us through every step, in fact he did most of the work for us. I have no hesitation recommending Proteger for all of your finance needs .
Bhavesh Panchani
Bhavesh Panchani
8. June, 2023
Excellent and very professional service by the Proteger Financial Team. Alf Kadaai was brilliant and did an outstanding job with recommending options, following up on my documents and advicing me to choose the best solutions at every stage of purchasing in such a difficult time in the market at the moment. I would like to Thank you and your team for the wonderful professional service you have provided!🙏🙏
Chris Williams
Chris Williams
7. May, 2023
I recently had Niranjan Kandiah assist with some bridging finance for my downsizing grandparents. I could not have asked for better service. Niranjan promptly found a suitable lender and was willing to put himself out to ensure that a loan with some unorthodox features was arranged and settled within a tight timeframe. I would readily recommend to anyone needing assistance in this space.
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