Business Property Loans

Purchasing Property For Your Business?
Proteger Financial Solutions are your trusted partner in navigating the complex landscape of business property loans in Australia. Whether you are a budding entrepreneur or an established business looking to expand, our comprehensive financial solutions are designed to meet your unique needs.
Tailored Solutions for Your Business Property Needs
At Proteger Financial Solutions, we understand that every business is unique, and so are its financial requirements. That’s why we offer a diverse range of business property loan options tailored to suit various industries and scales of operations. Whether you’re eyeing a new office space, retail storefront, or industrial facility, we’ve got you covered.
Ready to embark on your business property journey? Contact Proteger Financial Solutions today, and let’s turn your aspirations into reality.
Get In Touch:
We can help with all your finance needs, including:
We deal with traditional banks, specialty lenders and private lenders. If you need, we can even arrange a quick settlement.
- Commercial or industrial property investment finance
- Commercial or industrial property finance for owner-occupiers
- Residential subdivision and development
- Land bank
- Construction
- Rapid approval and settlements












Our business property loan options include
Secure your business premises or property investment with our competitive commercial mortgage rates. Enjoy the flexibility to choose the repayment term that aligns with your business goals.
Fuel your growth ambitions with our business expansion loans. We provide financial solutions to support your journey towards acquiring additional properties or expanding your current business location.
Embark on ambitious development projects with our tailored development loans. Whether you’re planning to construct a new facility or renovate an existing one, we have the financial expertise to back your vision.
Why Choose Proteger Financial Solutions?
Navigating the intricacies of business property loans can be a daunting task. That’s where Proteger Financial Solutions steps in to make the process seamless and advantageous for you. Here’s why choosing a finance broker can be a game-changer:
Expert Guidance
Our experienced finance brokers possess in-depth knowledge of the Australian property market and lending landscape. Benefit from their insights to make informed decisions that align with your business objectives.
Multiple Lenders
Proteger Financial Solutions collaborates with a diverse network of lenders, giving you access to a multitude of loan options. We negotiate on your behalf to secure competitive rates and terms that suit your financial capacity.
Time & Cost Efficiency
Save valuable time and resources by letting us handle the intricacies of the loan application process. Our streamlined approach ensures a faster and more efficient journey from application to approval.
Tailored Solutions
Unlike generic loan options, our finance brokers work closely with you to understand your business's unique needs. The result? Tailored financial solutions that set the stage for your business success.
Require a business loan?
speak to the professionals.
FAQ's
Business property loans can be used to finance the purchase or development of commercial offices, retail spaces, industrial facilities, or investment properties.
Yes, these loans are suitable for businesses planning to occupy the property and for investors seeking to generate rental income or capital growth.
Owning a property allows you to build equity, customise the space, and benefit from potential tax advantages, while leasing may offer more flexibility without ownership benefits.
Lenders assess your business’s financial performance, creditworthiness, and the viability of your business plan. Startups may also qualify based on their growth projections.
Common documents include financial statements, tax returns, business plans, property details, and information about income and expenses.
While strong credit is preferred, we work with lenders who specialize in helping businesses with less-than-perfect credit.
LVR’s generally range from 55% to 70%, meaning borrowers typically contribute 30% to 45% of the property’s value.
Yes, we offer both fixed and variable rates to match your financial strategy and risk tolerance.
A bridging loan provides short-term financing for situations like purchasing a new property before selling an existing one or waiting for long-term financing.
Fees may include application fees, valuation fees, legal fees, and potentially mortgage insurance. We provide a transparent breakdown of all costs.
No, we believe in full transparency and clearly outline all fees upfront to avoid surprises.
Construction and development finance is specialised funding designed to support the construction of new properties or major renovations. Funds are released in stages, known as progress payments, aligned with key milestones such as site preparation, foundation works, structural completion, and final finishes. This staged approach ensures that funds are used efficiently as the project progresses.
This type of finance is ideal for property developers, builders, and businesses looking to develop commercial, industrial, or mixed-use projects. To qualify, you’ll typically need a comprehensive project plan, costings, and evidence of your ability to manage the project or engage experienced contractors.
Lenders will evaluate several key factors, including:
- The project’s viability, such as its location and demand in the market.
- Your financial position and track record in managing similar developments.
- A detailed budget, timeline, and overall project plan.
- Pre-sales or pre-leases that demonstrate potential income.
- A deposit contribution, often between 30% and 40% of the total project cost.
We provide expert advice, access to a wide network of lenders, and personalized solutions to help you secure the best possible loan.
We take the time to understand your business goals and compare loan options to find the perfect fit for your financial situation.
EXCELLENT Based on 46 reviews shailesh V28. November, 2023Trustindex verifies that the original source of the review is Google. Alf and team have been very easy to deal with. They are knowledgeable with providing their services as well as guidance on what needed to be done next… we could have not asked for any better after we found Proteger Financial Solutions. Alf and team made sure we got the best rates in this ever-rising interest rate market. We can only praise their performance and the continued communication even on their time off while we had tight deadlines. They definitely know what they are doing and I would not hesitate recommending them to anyone. Thank you very much Proteger! rasik pindoria4. November, 2023Trustindex verifies that the original source of the review is Google. Great work by Alf and team. Proactive, knows the timeframes and deadlines to meet. Despite other unprecedented challenges we had that kept pushing finance further, Alf guided us through the journey. Alf recommended and advised us on the best options available in the market. Flexible to meet client pre/post work hours. Highly recommended. Brett Thompson1. November, 2023Trustindex verifies that the original source of the review is Google. Alf Kandiah, from Proteger Financial Solutions, conducted a full review of our corporate finance facilities in order to secure better facilities and terms for our business. I was super impressed with Alf's network of contacts within the banking sector, which made it possible to deal with the right people and get better terms and rates than I would've expected. Alf was relentless in squeezing the banks for the very best terms, so much so that he exceeded our expectations when it came to interest rates on our borrowings. Alf was very easy to deal with and always responded very quickly. I cannot recommend Alf and Proteger highly enough. Anu Kadurugamuwa6. October, 2023Trustindex verifies that the original source of the review is Google. Proteger Financial Solutions helped us purchase our home. Throughout the process, they were professional, engaged and committed to delivering the best solution to fit our needs. Niranjan, who handled our application, went above and beyond to guide us through the process, and his expertise, approachability and professionalism made things stress-free. Our thanks to Niranjan and the team! Suneel Vaghjiani7. August, 2023Trustindex verifies that the original source of the review is Google. Helpful advise from the team(Alf). Great communication and assisted through settlement. Highly recommend Proteger Financial Solutions to family and friends. Ashlei Otway22. June, 2023Trustindex verifies that the original source of the review is Google. Right when I had given up on getting into a home that was right for us, Rob was recommended to us and then the perfect property fell into our lap. It wasn't an easy process from beginning to end but Rob and his team took away the stress and worked through every road block we encountered with incredible patience and efficiency. I would not hesitate to recommend Rob and the team to help you with all your finance needs. Thank you very much once again, we will be forever grateful. Matt & Ash Korri Edwards21. June, 2023Trustindex verifies that the original source of the review is Google. Polite and efficient, and able to overcome the hurdles that presented themselves at settlement. Thanks Rob:-) Justin Ward-Dickson19. June, 2023Trustindex verifies that the original source of the review is Google. Alf made a daunting task an easy and pleasant experience. He took out all the stress normally associated with obtaining finance and walked us through every step, in fact he did most of the work for us. I have no hesitation recommending Proteger for all of your finance needs . Bhavesh Panchani8. June, 2023Trustindex verifies that the original source of the review is Google. Excellent and very professional service by the Proteger Financial Team. Alf Kadaai was brilliant and did an outstanding job with recommending options, following up on my documents and advicing me to choose the best solutions at every stage of purchasing in such a difficult time in the market at the moment. I would like to Thank you and your team for the wonderful professional service you have provided!🙏🙏 Chris Williams7. May, 2023Trustindex verifies that the original source of the review is Google. I recently had Niranjan Kandiah assist with some bridging finance for my downsizing grandparents. I could not have asked for better service. Niranjan promptly found a suitable lender and was willing to put himself out to ensure that a loan with some unorthodox features was arranged and settled within a tight timeframe. I would readily recommend to anyone needing assistance in this space.
