First Home Buyers


First Home Owner's Loans

Are you dreaming of owning your first home? At Proteger Financial Solutions, we understand that purchasing your first property is a significant milestone, and we’re here to guide you through every step of the journey. With a range of schemes and grants available, navigating the complex world of first-home buying has never been easier.

Why Choose Proteger Financial Solutions?

Navigating the intricate financial landscape of buying your first home can be overwhelming, and that’s where Proteger Financial Solutions comes in. Here’s why partnering with us can make your journey smoother:


Our team of seasoned finance professionals has in-depth knowledge of the Australian property market and is well-versed in the intricacies of various government schemes and grants.

Tailored Solutions:

We understand that every individual’s financial situation is unique. We take the time to understand your goals and tailor financial solutions that align with your needs and aspirations.

Access to Multiple Lenders:

As an independent finance broker, we have access to a wide network of lenders. This allows us to shop around and find the best mortgage deal that suits your financial circumstances.

Streamlined Process:

Navigating the paperwork and financial details involved in buying your first home can be time-consuming. Our team ensures a streamlined process, guiding you from application to settlement.

Don’t navigate the complex world of first home buying alone. With Proteger Financial Solutions you can enjoy a seamless experience that puts you on the path to homeownership. Contact us today, and let’s turn your dream of owning a home in Australia into a reality!

Get In Touch:

    First Home Owner Schemes

    With a wide range of first home loan schemes available how do you decide which is the right path for you? At Proteger Financial Solutions our experienced brokers guide you through the process and help identify the ideal scheme and lender to suit your specific needs. Learn about the range of grants & schemes below:

    These grants are managed by the various State Governments. The grant depends on the type of property that you are purchasing and the grants vary across states and territories. Our experienced team can help you understand the specific criteria for your location.

    We’ve provided links to the various state government grants below:







    Northern Territory:


    Struggling to save a hefty deposit? The FHBGS assists eligible first home buyers in securing a home loan with as little as a 5% deposit, avoiding the need for costly lenders mortgage insurance. The scheme is run by the Federal Government and limited places exist. Not every bank participates in the scheme, so a wrong choice can cost thousands. Income caps and purchase price caps apply. Our team can help you understand your eligibility and the link to the scheme is: 

    We offer a great range of home loan solutions.

    shailesh V
    shailesh V
    28. November, 2023
    Alf and team have been very easy to deal with. They are knowledgeable with providing their services as well as guidance on what needed to be done next… we could have not asked for any better after we found Proteger Financial Solutions. Alf and team made sure we got the best rates in this ever-rising interest rate market. We can only praise their performance and the continued communication even on their time off while we had tight deadlines. They definitely know what they are doing and I would not hesitate recommending them to anyone. Thank you very much Proteger!
    rasik pindoria
    rasik pindoria
    4. November, 2023
    Great work by Alf and team. Proactive, knows the timeframes and deadlines to meet. Despite other unprecedented challenges we had that kept pushing finance further, Alf guided us through the journey. Alf recommended and advised us on the best options available in the market. Flexible to meet client pre/post work hours. Highly recommended.
    Brett Thompson
    Brett Thompson
    1. November, 2023
    Alf Kandiah, from Proteger Financial Solutions, conducted a full review of our corporate finance facilities in order to secure better facilities and terms for our business. I was super impressed with Alf's network of contacts within the banking sector, which made it possible to deal with the right people and get better terms and rates than I would've expected. Alf was relentless in squeezing the banks for the very best terms, so much so that he exceeded our expectations when it came to interest rates on our borrowings. Alf was very easy to deal with and always responded very quickly. I cannot recommend Alf and Proteger highly enough.
    Anu Kadurugamuwa
    Anu Kadurugamuwa
    6. October, 2023
    Proteger Financial Solutions helped us purchase our home. Throughout the process, they were professional, engaged and committed to delivering the best solution to fit our needs. Niranjan, who handled our application, went above and beyond to guide us through the process, and his expertise, approachability and professionalism made things stress-free. Our thanks to Niranjan and the team!
    Suneel Vaghjiani
    Suneel Vaghjiani
    7. August, 2023
    Helpful advise from the team(Alf). Great communication and assisted through settlement. Highly recommend Proteger Financial Solutions to family and friends.
    Ashlei Otway
    Ashlei Otway
    22. June, 2023
    Right when I had given up on getting into a home that was right for us, Rob was recommended to us and then the perfect property fell into our lap. It wasn't an easy process from beginning to end but Rob and his team took away the stress and worked through every road block we encountered with incredible patience and efficiency. I would not hesitate to recommend Rob and the team to help you with all your finance needs. Thank you very much once again, we will be forever grateful. Matt & Ash
    Korri Edwards
    Korri Edwards
    21. June, 2023
    Polite and efficient, and able to overcome the hurdles that presented themselves at settlement. Thanks Rob:-)
    Justin Ward-Dickson
    Justin Ward-Dickson
    19. June, 2023
    Alf made a daunting task an easy and pleasant experience. He took out all the stress normally associated with obtaining finance and walked us through every step, in fact he did most of the work for us. I have no hesitation recommending Proteger for all of your finance needs .
    Bhavesh Panchani
    Bhavesh Panchani
    8. June, 2023
    Excellent and very professional service by the Proteger Financial Team. Alf Kadaai was brilliant and did an outstanding job with recommending options, following up on my documents and advicing me to choose the best solutions at every stage of purchasing in such a difficult time in the market at the moment. I would like to Thank you and your team for the wonderful professional service you have provided!🙏🙏
    Chris Williams
    Chris Williams
    7. May, 2023
    I recently had Niranjan Kandiah assist with some bridging finance for my downsizing grandparents. I could not have asked for better service. Niranjan promptly found a suitable lender and was willing to put himself out to ensure that a loan with some unorthodox features was arranged and settled within a tight timeframe. I would readily recommend to anyone needing assistance in this space.
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      (08) 6246 2680