Why waiting until June could cost you thousands in lost deductions and delays and how acting now could save you a lot of stress.
Let’s be honest, by the time June arrives, every man and his dog is scrambling to sort out EOFY purchases.
Equipment finance? Delayed.
Asset purchases? Missed.
Cash flow? Crunched.
But here’s the thing: the smartest business owners are planning right now, in April.
Why? Because the best deals, tax advantages, and lender access happen before the EOFY chaos hits.
???? What’s at Stake
- Missed depreciation benefits for this financial year
- Slower lender turnaround times as June nears
- Limited stock or delivery times for critical equipment
- Poor cash flow visibility heading into Q3
This year, don’t be late, or reactive. Be in control.
???? How Asset Finance Works in Your Favour at EOFY
EOFY is prime time for:
- Upgrading outdated equipment without smashing your cash reserves
- Claiming immediate tax deductions through temporary full expensing (still in effect this FY, details here)
- Locking in your equipment finance approval and rate, before the end of year rush
Proteger clients typically access:
- A wide range of lenders with asset-specific products
- 48–72 hour turnaround for pre-approvals
- Strategic structuring to maximise tax positioning
???? An Example:
One of our clients, a Perth-based commercial electrician with a growing business, used April financing to purchase two vehicles, to be used by two new tradies. This strategic move meant he could not only increase capacity, he was able to claim depreciation of $12,750 in the same financial year. More importantly? He beat the June rush
???? What You Should Be Thinking About Now
- What assets or equipment will help you grow in the next 6–12 months?
- Can you claim depreciation if you wait until July?
- Is your cash flow going to handle a lump-sum outlay, or would you be better off to use strategic financing?
✅ What to Do Next
April is the window where smart finance strategy meets real EOFY advantage.
Let’s talk now—so you’re not one of the businesses chasing their tail in June.
