Aged Care & Child Care

Finance Solutions for Aged Care & Child Care Operators
Helping care providers across WA access the funding they need to grow, upgrade, and deliver essential services. Running an aged care or early learning centre means balancing regulatory compliance, staffing, facilities maintenance and growing demand. But accessing finance to upgrade your facility, expand your service, or manage cash flow? That’s where many care providers get stuck.
At Proteger, we support both aged care and child care operators with tailored, transparent financial solutions that help you focus on what matters most, caring for people.
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Types of businesses we work with

Early Learning Centres

Family Day Care Operators

Aged Care Facilities &
Residential Providers

In Home Aged Care Service Providers

NDIS Aligned Care Business

Long Day Care &
Not-For-Profit Centres
Common challenges we solve
We understand the financial hurdles faced when developing new Aged Care or Child-Care facilities. From securing funding for construction and managing upfront costs for equipment or licensing, to meeting strict safety compliance and completing essential facility upgrades or fit-outs, these challenges can place significant pressure on your operations.
We help ease that pressure by providing access to working capital for day-to-day commitments like payroll, as well as funding for business growth or acquisition opportunities. Whether you’re expanding your services or navigating regulatory demands, we’re here to support your next step.
Finance solutions we offer
We offer a range of tailored finance solutions to support your organisation’s growth and day-to-day operations. Our Fit-Out and Facility Finance can help you refresh your space, expand your services, or meet compliance requirements with ease. Working Capital Loans are available to help smooth out payroll obligations and bridge any short-term funding gaps.
For more specific needs, our Equipment and Vehicle Finance covers everything from commercial kitchens and learning resources to transport vehicles. If you’re looking to grow your network, our Acquisition Finance provides structured, scalable funding to support strategic expansion into new care centres.
Why care providers trust us
Care providers trust us because of our deep experience supporting highly regulated service sectors like aged care and child care. We communicate clearly and respectfully, always mindful of your time, responsibilities, and the unique challenges you face.
Our team also guides you through relevant government finance programs and grant opportunities, helping you make the most of available support. With access to a panel of over 40 lenders who understand your business model, we’re well placed to find the right finance solution for your organisation.
We offer a great range of industry loan solutions.
EXCELLENT Based on 46 reviews Posted on Google shailesh V28. November, 2023Trustindex verifies that the original source of the review is Google. Alf and team have been very easy to deal with. They are knowledgeable with providing their services as well as guidance on what needed to be done next… we could have not asked for any better after we found Proteger Financial Solutions. Alf and team made sure we got the best rates in this ever-rising interest rate market. We can only praise their performance and the continued communication even on their time off while we had tight deadlines. They definitely know what they are doing and I would not hesitate recommending them to anyone. Thank you very much Proteger!Posted on Google rasik pindoria4. November, 2023Trustindex verifies that the original source of the review is Google. Great work by Alf and team. Proactive, knows the timeframes and deadlines to meet. Despite other unprecedented challenges we had that kept pushing finance further, Alf guided us through the journey. Alf recommended and advised us on the best options available in the market. Flexible to meet client pre/post work hours. Highly recommended.Posted on Google Brett Thompson1. November, 2023Trustindex verifies that the original source of the review is Google. Alf Kandiah, from Proteger Financial Solutions, conducted a full review of our corporate finance facilities in order to secure better facilities and terms for our business. I was super impressed with Alf's network of contacts within the banking sector, which made it possible to deal with the right people and get better terms and rates than I would've expected. Alf was relentless in squeezing the banks for the very best terms, so much so that he exceeded our expectations when it came to interest rates on our borrowings. Alf was very easy to deal with and always responded very quickly. I cannot recommend Alf and Proteger highly enough.Posted on Google Anu Kadurugamuwa6. October, 2023Trustindex verifies that the original source of the review is Google. Proteger Financial Solutions helped us purchase our home. Throughout the process, they were professional, engaged and committed to delivering the best solution to fit our needs. Niranjan, who handled our application, went above and beyond to guide us through the process, and his expertise, approachability and professionalism made things stress-free. Our thanks to Niranjan and the team!Posted on Google Suneel Vaghjiani7. August, 2023Trustindex verifies that the original source of the review is Google. Helpful advise from the team(Alf). Great communication and assisted through settlement. Highly recommend Proteger Financial Solutions to family and friends.Posted on Google Ashlei Otway22. June, 2023Trustindex verifies that the original source of the review is Google. Right when I had given up on getting into a home that was right for us, Rob was recommended to us and then the perfect property fell into our lap. It wasn't an easy process from beginning to end but Rob and his team took away the stress and worked through every road block we encountered with incredible patience and efficiency. I would not hesitate to recommend Rob and the team to help you with all your finance needs. Thank you very much once again, we will be forever grateful. Matt & AshPosted on Google Korri Edwards21. June, 2023Trustindex verifies that the original source of the review is Google. Polite and efficient, and able to overcome the hurdles that presented themselves at settlement. Thanks Rob:-)Posted on Google Justin Ward-Dickson19. June, 2023Trustindex verifies that the original source of the review is Google. Alf made a daunting task an easy and pleasant experience. He took out all the stress normally associated with obtaining finance and walked us through every step, in fact he did most of the work for us. I have no hesitation recommending Proteger for all of your finance needs .Posted on Google Bhavesh Panchani8. June, 2023Trustindex verifies that the original source of the review is Google. Excellent and very professional service by the Proteger Financial Team. Alf Kadaai was brilliant and did an outstanding job with recommending options, following up on my documents and advicing me to choose the best solutions at every stage of purchasing in such a difficult time in the market at the moment. I would like to Thank you and your team for the wonderful professional service you have provided!????????Posted on Google Chris Williams7. May, 2023Trustindex verifies that the original source of the review is Google. I recently had Niranjan Kandiah assist with some bridging finance for my downsizing grandparents. I could not have asked for better service. Niranjan promptly found a suitable lender and was willing to put himself out to ensure that a loan with some unorthodox features was arranged and settled within a tight timeframe. I would readily recommend to anyone needing assistance in this space.
